MARS-Compliant Messaging: HomeMatrixx does not make false promises to consumers. Borrower-facing content clearly discloses:
“We do not guarantee loan approval, forgiveness, or modification.”
“All outcomes depend on lender participation and eligibility criteria.”
Data Privacy & Security: All borrower data processed through LPGP is encrypted, scored without bias, and adheres to CCPA and GLBA data handling standards.
No Upfront Fees from Consumers: Fees, if applicable, are paid by the lender/servicer—not the homeowner.
How does the Guarantee work?
Guarantee Structure
HomeMatrixx offers a Performance Guarantee to mortgage servicers and institutional investors.
Scope: Guarantee applies only when a loan is processed via LPGP’s full protocol.
Terms: If the loan fails to return to performing status within agreed timelines, HomeMatrixx refunds any LPGP platform fees paid.
Limitations: Guarantee does not extend to borrower outcomes, credit approval, or resale value.
What is Technology Behind LPGP?
Technology Behind LPGP
AI-Powered Decisioning: 30+ million variables modeled per loan.
Real-Time Adjustments: Monitors borrower affordability and adjusts terms accordingly.
Smart Mod Engine: Matches borrower needs to investor requirements using secured equity modeling.
